Where do people keep their insurance policies, passport, estate files, and birth certificates? Many people find it difficult to trust an institution such as a bank and even put their cash money at home. But there are still many reasons to put many of the most significant files and papers in safety deposit locker under the 24 hour scrutiny of the banks. There are some downfalls however, like accessing your most valuable items in a restricted fashion as lockers cannot be accessed besides the banking hours. In case of emergencies, people need to get immediate access to their lockers which under majority of circumstances are not possible. Because of this reason many people chose to keep their important stuff at home but many prefer lockers as things are safer in banks than at homes.